Your meter can have 3 different kinds of debt:
- Emergency Credit and Friendly Credit debt
- debt transferred from a previous supplier, or from credit that’s been loaned to you
- discretionary credit debt
Depending on the type of debt on your meter, you’ll pay these back differently.
Paying back Emergency Credit and Friendly Credit
If your meter runs out of credit, and you use up all £10 of Emergency Credit, your meter will start to build up debt. This debt can include your daily standing charge and any Friendly Credit you’ve used.
When you top up, you’ll have to pay back any Emergency Credit you’ve used in full before credit gets added to your meter. If you also used any Friendly Credit during Friendly Credit hours, you’ll need to repay this in full too.
If there’s debt on your meter from a previous supplier, or credit loan
You’ll pay back any debt you’ve built up from a previous supplier or credit loan by £1 every day, and a maximum of £5 a week per meter.
If we’ve added discretionary credit to your meter
If Bulb agreed to add discretionary credit to your meter, you'll pay it back automatically when you top up your meter.
Each time you add credit to your meter, up to 30% of your top up will go towards repaying the discretionary credit debt. The rest of your top up will be added to your meter to pay for your energy usage.
We’ll never take more than £5 a week per meter.
If you’re struggling to pay for your energy
If you need extra support, we offer help managing your energy payments.